Would you rather have the freedom of choosing your own healthcare providers for most providers or do you always visit a contracted one? And would you like to choose a voluntary deductible? Your wishes determine which general insurance best fits you. Whichever one you may choose: You will always be well-insured for the most important healthcare from your general practitioner, pharmacy or the hospital.
per month with a deductible of €385
75% of your bill reimbursed with non-contracted care providers. The reimbursement is a maximum of 75% of the contracted rates.
per month with a deductible of €385
100% reimbursement when using healthcare providers who have a contract with us for your healthcare
You pay less if you take out group health insurance through your employer, member organisation or as a self-employed contractor.
For extra assurance you can opt for an additional insurance. You can choose between several additional insurances with increasing reimbursements, and even specific packages for the younger people, families or the over 50s.
per month
Urgent healthcare abroad up to 100% (worldwide)
Urgent dental care abroad € 275
Dental care after an accident up to €10,000
per month
Physiotherapy: 9 sessions (roll over max 5 unused sessions to the next year)
Personal contribution for obstetric care: 100%
Dental costs after an accident: €10,000
per month
12x Physiotherapy (roll over max 5 unused sessions to the next year)
Alternative healthcare € 350
Glasses and contacts € 100
per month
20x Physiotherapy (roll over max 5 unused sessions to the next year)
Alternative healthcare € 550
Glasses and contacts € 125
per month
9x Physiotherapy (roll over max 5 unused sessions to the next year)
Dental costs: 75% up to €450
Contraceptives and condoms
per month
12x Physiotherapy (roll over max 5 unused sessions to the next year)
Orthodontics up to 18 years: 100% up to € 2,045
Dental care up to € 250
per month
13x Physiotherapy (roll over max 5 unused sessions to the next year)
Alternative healthcare € 350
€ 300 coverage of the costs you have to pay yourself for hearing aids
Costs can soon mount up if you have to visit the dentist, dental hygienist and orthodontist. Go easy on your wallet and protect your teeth with one of our dental insurance policies, which also cover orthodontics.
per month
€10,000 cover for oral care following an accident
€10,000 cover for oral care following an accident
Switching to CZ could not be easier. Simply calculate your premium and take out the health insurance online right away.
Yes, you can go to the hospital of your choice under all our general insurance policies.
However, you will only receive 100% reimbursement for treatment for breast cancer, a cleft lip and/or jaw and/or palate, chronic infection after a hip or knee replacement, or Mohs surgery if you go to selected hospitals that have extensive experience in these areas.
Yes, a general health insurance is mandatory in the Netherlands. Also for kids under the age of 18. An additional insurance package is not mandatory. This means that you can decide for yourself whether you want to take out an additional insurance.
Take out a new health insurance when you:
Do you already have a health insurance, and do you want to switch to CZ from the 1st of January? Make sure to register and switch to CZ before the 1st of January. We will cancel your current insurance policy.
Do you take out your health insurance before the 1st of January? Then we will cancel your current insurance policy, so you don't have to do that yourself.
